Description: 101 WAYS TO CUT BUSINESS INSURANCE COSTS WITHOUT SACRIFICING PROTECTION, is a "how to" guide providing cost-cutting strategies for every major line of coverage. The book is designed to help insurance buyers & their agents/brokers do a better & quicker job of auditing their insurance program to reduce insurance costs without giving up necessary coverage. 101 WAYS TO CUT BUSINESS INSURANCE COSTS WITHOUT SACRIFICING PROTECTION is organized by line of coverage, to help you find information easily. Following are just a few samples of the cost-saving topics: AUTOMOBILE--Determine proper use classifications, avoid distance surcharges; COMMERCIAL GENERAL LIABILITY--Use lessor's risk only classification, delete overtime surcharges, use experience rating; WORKERS COMPENSATION-- Use of "first-aid folder," allocate claim costs to profit centers, use medical bill review services; PROPERTY INSURANCE--Report proper builders risk values, obtain coinsurance credits; CLAIMS-Request advance payment of property claims, use public adjusters on large property losses. 101 WAYS TO CUT BUSINESS INSURANCE COSTS WITHOUT SACRIFICING PROTECTION is published by International Risk Management Institute, Inc. & costs $24.95. To order or receive more information, write to IRMI, 12222 Merit Dr., Suite 1660, Dallas, Texas 75251-2217; fax 214-960-6037 or call 800-827-4242.

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