Description: Get Out of Debt The Lazy Way breaks down what to look for in a credit card and how to get the best deal, such as getting interest rates by phone. It provides tips on ways to save money day-to-day, from buying supermarket products in bulk to installing a ceiling fan to cutting utility bills to shopping for holiday decorations at the beginning of the year. And sure-fire shortcuts show readers how to avoid finance charges and excessive interest. The book offers sound advice on financing a car, applying for a mortgage, and taking out a loan -- all of which will save headaches down the road. Providing the most painless ways to get out of debt, it's easy to see that Get Out of Debt The Lazy Way really pays off.

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