Health Benefits at Work an Economic and Political Analysis of Employment-Based Health Insurance
- List Price: $34.95
- Binding: Paperback
- Publisher: Univ of Michigan Pr
- Publish date: 07/01/1999
Description:
The majority of Americans receive their health insurance for themselves and their families through their job. The employee pays a portion of the premium but the employer chooses the type and amount of coverage offered as well as administering the plan. This book addresses the question: Who really pays for employer-arranged health insurance? Are premiums paid from company profits or do employees bear the cost through lower wages? Pauly suggests that this confusion has complicated the debate on public policy and needs to be alleviated.
Expand description
This work first shows how positions taken by business and political leaders during the Clinton health reform proposal debate were affected by this confusion and did not follow the economic view. It then provides a novel, intuitive, but comprehensive outline of the economic theory that bears on this question. Empirical evidence consistent with the economic perspective is summarized, and the implications for some important issues in health policy and in practical health benefits management are discussed in detail.
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