Description: A new kind of business book - clear, concise, down-to-earth guide written by a banker with experience as a business owner. As a loan officer, Mr. Irvin met entrepreneurs, retirees, widows & widowers, laid off workers with severance who wanted to start a business. The bank would not lend to them. The entrepreneurs were destined to fail. "Despite my counseling, many would leave mad & find a banker that would allow them to commit financial Hari Kari." Mr. Irvin wrote this book to prevent the loss of their savings, inheritances & retirement funds. The book explains, "To start a successful business requires months, if not years, of serious planning & commitment. Also, you must have the complete agreement & support of your family members. If you've got detractors at home, you are starting into a boxing arena with one hand tied behind your back & your shoelaces loose. The determination to succeed needs all the nurturing & cooperation it can get." The book includes how to select a business, entrepreneurial COMMITMENT, raising the money, market surveys, checking out the costs, writing a business plan, implementing the strategy. Agreements with friends & relatives, exit clauses, partners, even computers & billing.

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