According to a recent study by the AARP, the average boomer's net worth is less than $50,000. And while that's far less than a person needs to retire comfortably, the good news is that it's not too late to rectify the situation.

The Procrastinators Guide to Financial Security supplies a crash course in the fundamentals of money management. In a clear, understandable way -- but with a tone that stresses the urgency of the situation -- the book helps readers develop the knowledge, skills, and discipline they need to secure a comfortable retirement. They'll find sound advice and step-by-step strategies on how to:
-- Curb their impulse spending and get out of debt
-- Set up a financial plan and stick to their budget
-- Estimate the annual income they need to retire and use IRAs and salary deferral programs to reach that goal
-- Make savvy financial decisions concerning life insurance, refinancing a home, and saving for college tuition
-- Develop a personal investment philosophy
-- Practice smart investment strategies designed to increase wealth -- plus much more.