Description: In this eye-opening and empowering guide you will learn that affordability is not a predetermined fact of life, but a problem you can solve. Home ownership advocate Gary W. Eldred reveals that innovative mortgage lenders, government agencies, home builders, and not-for-profit groups now offer dozens of new and exciting plans to help you become a homeowner. This book shows you how to shape up your credit and finances, choose a committed realtor, negotiate a win-win purchase agreement, and arrange financing you can afford. You'll learn from the successes of former renters who are now homeowners - couples, singles, and families from diverse economic and ethnic backgrounds. Their stories illustrate the gold mine of ideas, techniques, and tactics that will help you develop your own personal affordability strategy.

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